Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to https://www.myamcap.com and any other website owned by AmCap Mortgage Ltd.(collectively, the “Sites,” “Site,” “associated Sites,” or “ AmCap Mortgage Ltd.”). This statement of privacy governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to “AmCap Mortgage Ltd.” include https://www.myamcap.com and any other Site owned by “AmCap Mortgage Ltd.” The AmCap Mortgage website and associated Sites promote their mortgage loans and services. By using the AmCap Mortgage website or Sites, you consent to the data practices described in this statement.

What Does this Statement of Privacy Cover?

This Privacy Policy covers AmCap Mortgage’s treatment of personally identifiable information (“Personal Information”) that AmCap Mortgage obtains when you access the Sites or use AmCap Mortgage’s services. This policy does not cover the practices of other companies or any companies that use AmCap Mortgage’s Sites or services.

Collection of your Personal Information

AmCap Mortgage may collect Personal Information, such as your or your businesses’ name. If you purchase AmCap Mortgage’s products and services, we may collect billing or credit card information. This information is used to complete the purchase transaction. When you register for our Service, or when you ask for additional information from AmCap Mortgage about our Service, we may also ask you for additional personal information, such as title, department name, fax number, or additional company information, such as annual revenues, number of employees, or industry. You can opt out of providing this additional information by not providing it when asked to do so. AmCap Mortgage may also collect anonymous demographic information, which is not unique to you for purposes of improving your service. Information about your computer hardware and software may be automatically collected by AmCap Mortgage. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of our business, to maintain quality of our service, and to provide general statistics regarding use of the AmCap Mortgage website. AmCap Mortgage encourages you to review the privacy statements of websites you choose to link to from AmCap Mortgage so that you can understand how those websites collect, use and share your information. AmCap Mortgage is not responsible for the privacy statements or other content on websites outside of the AmCap Mortgage website.

Use of your Personal Information

AmCap Mortgage collects and uses your personal information to operate its websites and deliver the services you have requested. AmCap Mortgage may also use your personally identifiable information to inform you of other products or services available from AmCap Mortgage and its affiliates. AmCap Mortgage may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered. AmCap Mortgage DOES NOT SELL, RENT or LEASE its CUSTOMER LISTS TO THIRD PARTIES. AmCap Mortgage may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. AmCap Mortgage may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to AmCap Mortgage, and they are required to maintain the confidentiality of your information. AmCap Mortgage may keep track of the websites and pages our users visit within our Site(s), in order to determine what AmCap Mortgage services are the most popular. This data is used to deliver customized content and service within AmCap Mortgage to customers whose behavior indicates that they are interested in a particular area. AmCap Mortgage will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: conform to the edicts of the law or comply with legal process served on AmCap Mortgage or the site; protect and defend the rights or property of AmCap Mortgage; and, act under exigent circumstances to protect the personal safety of users of AmCap Mortgage, or the public.

Use of Cookies

The AmCap Mortgage website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. In addition, you enable AmCap Mortgage to obtain any other cookies used on your website in conjunction with the AmCap Mortgage service. One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize AmCap Mortgage pages, or register with AmCap Mortgage site or services, a cookie helps AmCap Mortgage to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same AmCap Mortgage website, the information you previously provided can be retrieved, so you can easily use the AmCap Mortgage features that you customized.

Security of your Personal Information

AmCap Mortgage secures your personal information from unauthorized access, use or disclosure. We routinely scan our source code to check for weaknesses or vulnerabilities. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

Children Under Thirteen

AmCap Mortgage does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

Opt-Out & Unsubscribe

We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from AmCap Mortgage by contacting us here: https://www.myamcap.com/contact, or by phone: 713.586.0500.

Changes to this Statement

AmCap Mortgage will occasionally update this Statement of Privacy to reflect company and customer feedback. AmCap Mortgage encourages you to periodically review this Statement to be informed of how AmCap Mortgage is protecting your information.

Merger or Transfer

Should we sell, merge or transfer any part of our business, part of the sale may include your personal information.

Contact Information

AmCap Mortgage welcomes your questions or comments regarding this Statement of Privacy. If you believe that AmCap Mortgage has not adhered to this Statement, please contact AmCap Mortgage at: “AmCap Mortgage Ltd.” 9999 Bellaire Boulevard, Suite 700 Houston, Texas 77036, https://www.myamcap.com/contact, 713.586.0500, effective as of 2016.

 

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AMCAP Loan Center

Our online Loan Center will help you apply for and track a loan, calculate rates, and provide a wealth of information about the mortgage process. Please choose any division below to visit its loan center.

Make a Payment

Please direct all payments to our Payments department.

AMCAP MORTGAGE LTD
9999 Bellaire Blvd Suite 700
Houston, TX 77036
844-Pay-Amcap (844-729-2622)
payments@myamcap.com

State Licenses

NMLS Loan Originator ID:  129122
Loan applications are limited to the following states.
State License Number Expiration Date Disclosure
ALABAMA 21963 12/31/2017  
ARIZONA 929916 12/31/2017  
  938291 12/31/2017 (Other Trade Name #1 - Major Mortgage)
  938299 12/31/2017 (Other Trade Name #2- Gold Financial Services)
ARKANSAS 105244 12/31/2017  
CALIFORNIA 603H785    
  41DBO-52629 12/31/2017 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
COLORADO   12/31/2017  
DELAWARE 23072 12/31/2017  
DISTRICT OF COLUMBIA MLB129122 12/31/2017  
FLORIDA MLD1353    
IDAHO MBL-8322 12/31/2017  
ILLINOIS MB.6761232 12/31/2017 Illinois Residential Mortgage Licensee
INDIANA 32702 12/31/2017  
IOWA 2015-0037 12/31/2017  
KANSAS MC.0025245 12/31/2017  
LOUISIANA 2801 12/31/2016  
MARYLAND 19945 12/31/2017  
MINNESOTA MN-MO-129122 12/31/2017  
  MN-MO-129122.1 12/31/2017 (Other Trade Name #1 - Major Mortgage)
MISSISSIPPI 237004 12/31/2017  
MISSOURI 16-2248 10/01/2018 919 Wildwood Drive, Suite 102, Jefferson City, MO 65109
MONTANA 129122 12/31/2017  
NEBRASKA NE129122 12/31/2017 Regulated by the Nebraska Department of Banking and Finance.
NEW MEXICO   12/31/2017 Regulated by the New Mexico Financial Institutions Division.
NORTH CAROLINA L-169446 12/31/2017  
NORTH DAKOTA MB102446 12/31/2017 Regulated by the North Dakota Department of Financial Institutions.
OHIO MBMB.850264.000 12/31/2017  
  SM.501978.000 12/31/2017  
OKLAHOMA ML010021 12/31/2017  
  ML011027 12/31/2017 (Other Trade Name #1 - Gold Financial Services)
OREGON ML-5441 12/31/2017  
PENNSYLVANIA 58074 12/31/2017  
SOUTH CAROLINA MLS - 129122 12/31/2017  
SOUTH DAKOTA ML.05067 12/31/2017  
TENNESSEE 121857 12/31/2017  
TEXAS   12/31/2017

TEXAS RECOVERY FUND NOTICE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

UTAH 8422458 12/31/2017 Regulated by the Utah Department of Real Estate.
  8712312 12/31/2017  
VIRGINIA MC-5646 12/31/2017 NMLS ID# 129122 (www.nmlsconsumeraccess.org)
WASHINGTON CL-129122 12/31/2017  
WEST VIRGINIA ML-34962 12/31/2017  
WYOMING 2367 12/31/2017  
       

Texas Mortgage Banker Disclosure

Pursuant to the requirements of Section 157.007 of the Mortgage Banker Registration and Residential Mortgage Loan Originator License Act, Chapter 157, Texas Finance Code, you are hereby notified of the following:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS AVAILBLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CASUED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIUMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

UPDATED JULY 2012 7 TAC ss 81.200(a)

TEXAS RECOVERY FUND NOTICE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Get In Touch

The BIG GIVE Back (May, 2016)

AmCap was a title sponsor at the 24-hour BIG GIVE Houston and BIG GIVE San Antonio events last month. In a joint effort with SNAP, an organization whose mission is prevent the suffering and death of cats and dogs due to overpopulation and preventable diseases, raised $20,000!

Touchdown Crawfish Style (May, 2016)

AmCap donated water and lent out tents for a crawfish boil to benefit the Waltrip High School football team. Division Vice President Chris Parrish of the Hope Tree branch, was at the reins as the crawfish chef, and delighted and wooed the participants by the mouthful – literally!

Funding the Future (April, 2016)

AmCap proudly sponsored Green Eco Builders during the latest Circuit of the Americas race in Austin, Texas. A 16-hour race (eight on Saturday, eight on Sunday), it was both a challenge and a thrill. Green Eco Builders finished 3rd on Saturday despite colliding with a spinning car in front of their race car. The damage to the car was so severe, driver changes had to occur through the car window, due to the door being smashed shut. “We were running well mid-way through Sunday, when we blew out our motor,” said George Kopecky, founder of Green Eco Builders. “Oh well, that’s racing!”

funding the future
Georger Kopecky with the drivers of the 16 our race.

Helping Others Reach New Heights (April, 2016)

AmCap showed their support by sponsoring the Northland Christian Volleyball team, helping them in their dedication and commitment to achieving their goals. The mission of the Northland Volleyball program is to serve God through the pursuit of playing volleyball at the highest level possible.

helping others

Keeping it Clean (April, 2016)

AMCAP is an official highway sponsor.

Dedication Through Service (April, 2016)

Success smelled super sweet at the 4th Annual BBQ & Crawfish Boil, a joint project between AmCap, AmCap Hope Tree and AmCap Premier. A huge thank you goes out to all the volunteers that tirelessly worked to serve over 600 people! Organizer Chris Parrish stated, “We are always proud to work for a company that supports our community involvement and encourages us to celebrate company wide.”

Building a Better Future (March, 2016)

AmCap’s own Maria Salazar, Connie Chambers and Julia Null participated in EllieCares’ employee-run volunteer program. Together with the Patrick Kelley Youth Foundation, EllieCares assembles bicycles for underprivileged and at-risk Las Vegas children.

Donate for Date Night (January, 2016)

donate for date night

Major Mortgage donated dozens of toys to the Salvation Army this Christmas thanks to a clever incentive giving employees the chance to win a gift card to one of four local eateries for each toy donated and, of course, the kind generosity of their entire team.

AmCap Toy Drive (December, 2015)

AmCap collected a total of $6,415 in donations from employees and spent it at numerous stores, including Walmart, Ross, Toys R Us and Target. We purchased just over 500 items in total, which we donated to four Houston area charities and one deserving family.

Partnering to Make a Big Difference (November, 2015)

partnering
AmCap co-sponsored last November’s IMG Financial Group Charity Golf Classic Tournament, benefitting The Folds of Honor Foundation, an organization that provides scholarships and financial assistance to the children and families of those killed or disabled while serving our country.

Racing for the Cure (October, 2015)

partnering
On October 4, 2015, members of the AmCap family joined with 25,000 other Houstonians to participate in the annual Race for the Cure event. Together with our community, we helped to raise more than $1 million for breast cancer treatment.

Habitat for Humanity

partnering
AmCap has become a loyal partner of Habitat for Humanity. As an AmCap family, we are committed to donating funds and volunteer hours to build homes around the country for families in need.

V.A. Loan Program

AmCap recognizes the sacrifices our military heroes make. We offer quality loans to the men and women of the armed forces to ensure they have a place to call home when they return from duty.

To learn more about our V.A. Loan Program, contact the AmCap location nearest you.

“You have absolutely lived up to your reputation of operating in excellence. You have gone way above and beyond to make this happen for us, and we can't thank you enough for all you have done for our family and so many other veterans here in the great state of Texas. Please let us know if there is anything we can do for you in the future. We count it a blessing to have worked with the very best in the business. Thanks again!”

Will Witherspoon, Master Sergeant, USAF (ret.)

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